Nipun Projects and Finance Private Limited
OUR MODEL
“Blending the Physical
with the Digital:
Embracing Phygital Approach”

Our approach combines the physical and digital realms, creating a seamless customer experience known as 'Phygital.' Through our branch offices and dedicated field staff, we establish a personal connection with customers. Our underwriting process involves physical visits by our underwriters to appraise businesses.

Yet, the entire journey is orchestrated digitally through innovative technology. We envision a paperless process for unsecured loans, eliminating the need for physical documentation. Our commitment to a Phygital approach ensures convenience, efficiency, and a modern lending experience.

Pillars of Our Business Model
01
Industry-Centric Insight
We possess a distinctive comprehension of the businesses we lend to, supported by industry-specific guidelines that guide our lending decisions.
03
Holistic Assessment
We employ proxy indicators to evaluate customers' income and repayment capacity, fostering a comprehensive understanding of their financial capabilities.
02
Tailored Flexibility
Our products are meticulously crafted to align with the distinct needs of various industry sectors, ensuring a customized lending experience.
04
Data-Driven Precision
Our approach is fortified by scientific data analytics, allowing us to make informed decisions that underpin the success of our lending initiatives.
Ready to take your business
to the next level?
Frequently Asked Questions

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CONTACT US
Email : info@optimoloan.com
Call Us : 7996796796
Head Office Address : 4th Floor, No 649, 13th Cross, 27th Main Rd, 1st Sector, HSR Layout, Bengaluru, Karnataka 560102

Registered Address: Nipun Projects and Finance Pvt. Ltd - #155 G/F, VIGYAN VIHAR, NEW DELHI East Delhi DL 110092 IN
All rights Reserved by Nipun Projects and Finance Private Limited
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